Novant Health Supercross track: Riverwalk, Rock Hill South Carolina

Rock Hill welcomes the UCI BMX World Championships to the Novant Health BMX Supercross track in Riverwalk July 25-30!

Places to Visit in and around Rock Hill, SC

Just over a three hour drive to Myrtle Beach!

Catawba River

The Catawba River is a five minute walk from the Novant Health Supercross track!

North Carolina Mountains

The North Carolina mountains are a short two to three hour drive.

Legal Remedy Brewery


Flipside Cafe

The Roasting Company

Amelie's French Bistro

Millstone Pizza

Places to Eat in and around Rock Hill, SC

Rock Hill Neighborhoods


Ridgepointe features a pond with fountain, pool and clubhouse, playground and walking trails. Zoned for Northwestern High School, Ridgepointe is one of the hottest neighborhoods in Rock Hill.

Real Estate Prices Per Square Foot in America

Ever wondered how our region compares to the rest of the country in house values?

Click this infographic from homeadvisor to find out

Real Estate Prices in America - HomeAdvisor.com - Infographic
Real Estate Prices & Income in America – An infographic by HomeAdvisor

6 Reasons Your House Isn’t Selling

For sale sign in the yard: Check.

Open house scheduled for this Sunday: Check.

Freshly vacuumed carpets: Check.

So why, despite all the hard work, is your house still on the market week after week?  Maybe it’s your collection of ceramic frogs scattered throughout the house or your unique choice of paint color for your bathroom that’s turning would-be buyers off.  Personal feelings aside, if the process is moving at a sloth’s pace in a gazelle housing market, it’s time to get to work and get your house sold.

  1. Your home isn’t priced to sell

Buyers often have a hard time pricing their house without letting their feelings get involved.  Don’t do that, experts say; it’s best to work with a Realtor who can accurately pinpoint a competitive price for your home based on the Comparative Market Analysis (CMA).

If your home is over-priced for the surrounding neighborhood consider reducing the price. But bumping the price down a paltry $500 or $1000 won’t even cause potential buyers to bat an eye, and experts recommend reducing an over-priced house by a minimum of two to five percent.

  1. Curb appeal is lacking

Pretend you’re a potential buyer and observe your house from the curb–what’s the first thing you see? Does your shabby front door that’s in dire need of paint steal all your attention or do you have trouble finding the home through the overgrown shrubs and bushes?

Homes that lack curb appeal tend to sit on the market far longer than their attention-grabbing counterparts. Don’t fret about investing tons of money to dress up your exterior though–focus on simple, inexpensive tasks to amp up your home’s exterior. Add a coat of paint to your front door, trim, or shutters for an inexpensive facelift or consider adding a pop of color by installing flower boxes or placing large flowering pots next to your front door.

  1. You haven’t told the online story with compelling photography

    Gone are the days of driving neighborhood to neighborhood looking for your next home. These days, consumers are jumping online first– so you better have bright, well-staged, professional photos to help market your home online to potential buyers. These photos should tell the story about the lifestyle your home offers and not just traditional photos of each room.  If a consumer gets a bad taste in their mouth from your house’s virtual introduction, chances are they won’t even bother visiting your house in person.

  1. Updates need to be made

Buyers today want move-in ready homes. Does your house still have a kitchen featuring appliances from your grandmother’s era? If you haven’t had an interested buyer grace your front steps in a while, it’s probably time to make some updates.

Focus on making improvements in the bathrooms and kitchen–these are the two areas buyers care most about. Painting old cabinets, replacing out-dated light fixtures, and adding new paint can make a world of difference without breaking the bank.

  1. Your home isn’t staged to sell

An effectively staged home sells fast; in fact, experts report that on average,staged homes sell 88 percent faster and for 20 percent more than homes that aren’t staged. Work with a professional or go the do-it-yourself route to have buyers falling in love the minute they step in the door.

For some quick and easy staging solutions try getting rid of the clutter, removing anything that isn’t absolutely necessary. It’s also helpful to make sure your home is well lit, which will create a warm and inviting light to entice buyers. Don’t forget to remove personal items, too. Buyers need to see themselves in your home, and that’s hard to do when your family’s picture is lurking in every corner of the home.

  1. You’re not reviewing your market position with your Realtor monthly

With the housing market improving, things change frequently, so it’s a good idea to review the active and sold competition relative to your home on a monthly basis.  Evaluating this critical information helps you determine if you are in a good, competitive position so that your house stands out from the rest.  Take this time to also evaluate the price (if necessary) and update photos with the changing season.

And as always, let Allen Tate Realtors know if we can assist in any of your home buying or selling needs!

Tony Jarrett
Regional Vice President, Triad and Vice President of Operations, Allen Tate Companies

4 Ways to Prevent Buyer’s Remorse

If you’ve done your homework, you come equipped to your first house-hunting excursion with a list of non-negotiables. Perhaps you’ve established a budget, identified potential neighborhoods and pegged near-by amenities that you can’t live without. Here are the four most common mistakes buyers make and how to prevent those uncomfortable feelings from creeping over you right after you’ve signed the purchase contract.

  1. Buying a house that’s too much for your budget

In the midst of a seller’s market, bidding wars can break out, and before you know it, you’re offering way over your maximum budget in hopes of winning the war. Operating this way can make you quickly regret your decision, as it could possibly leave you cash-strapped and stressed out.

Before you even start looking for a home, take some time to evaluate your finances. Consider your amount of monthly debt, expenses and saving goals as you think about how much home you can afford. If finance wasn’t your best subject, don’t sweat–Realtor.com has some great tools to guide you in the decision. Sitting down with a mortgage consultant before you start looking is always recommended.

  1. Failing to evaluate the full cost of renovations you want

If you’ve been eyeing a charming 1920’s bungalow, chances are it needs some work. But before you purchase a house that needs a laundry list of updates, experts suggest that you secure at least a couple estimates for the entire amount you’ll need to shell out–that way you can accurately factor in the cost of repairs relative to the purchase price. The estimated cost of renovation plus the cost of the house should be within 10 to 20 percent of your maximum housing budget, as complications can arise during the renovation process and you’ll want to make sure you don’t diminish your savings to afford it–because if that happens, you’ll really regret your purchase.

  1. Sacrificing location

One of the biggest reasons buyers feel remorse soon after purchasing a home is failure to take the home’s location into serious consideration during the house hunt. Prevent remorseful feelings by honestly evaluating your day-to-day routine. Experts suggest getting out a map and sitting down to plot out locations you frequent–think of places like your kids’ school, work, and grocery stores–to help you quickly identify neighborhoods that would complement your daily routine. Failing to spend time thinking about this necessary step means you spend a lot of time in the car–and that, experts say, is what drives people to resent their home’s location.

  1. Making compromises that don’t work for your lifestyle

If one of your passions is cooking, your checklist probably includes a good-sized kitchen. Forgo this desire for a home in a popular neighborhood and you may be kicking yourself each time you spend time preparing a meal.

When deciding which houses make the cut and which don’t, think about where you and your family spend the majority of your time–experts suggest that it’s actually helpful to envision an actual day and the space you use the most.  if a formal dining room is on your ‘want’ list, but in reality you only eat two meals there the entire year, you’re probably not going to regret giving that up in exchange for a room your family uses on a daily basis.


Phyllis Brookshire

President, Allen Tate Realtors®

Everyone with gas appliances should have a carbon monoxide detector

   If you have any gas appliances in your home, you should have a carbon monoxide detector. Carbon monoxide is colorless and odorless, so outside a detector, you aren’t going to know you have an issue until it’s too late. Carbon monoxide can cause headaches, nausea, fatigue, shortness of breath and dizziness at 200 parts per million. The government says that an eight hour exposure of just 35 PPM can be harmful.

   If you have gas appliances go purchase a carbon monoxide detector today! If you haven’t had your gas heat serviced in years, it is worth your while to have it checked up. Inside gas heating units you will find what’s called a heat exchanger. Unfortunately, heat exchangers can deteriorate allowing carbon monoxide directly into your home.

 Owning your own home allows you to control when the HVAC is serviced. If you’re renting, it may never be serviced and only repaired when it breaks.

Top ten reasons people are moving to Rock Hill and Fort Mill, South Carolina

#10 Stuff to do

The same proximity to Charlotte provides the opportunity to see the Carolina Panthers play football in Bank of America stadium where they went 15 and 1 in the NFL 2015 regular season. If football isn’t your style, Rock Hill has Glencairn Gardens, where you can find flowers and trees in bloom in the spring with walking trails, sculptures, a lily pond and the new veterans memorial.

#9 Family Friendly events in Rock Hill and Fort Mill

Rock Hill and Fort Mill are known for family friendly events from Christmasville and food truck Friday in Rock Hill to the Strawberry festival in Fort Mill. Year round, something is always going on. Christmasville is a 4 day festival located in historic Downtown Rock Hill, SC. The festival celebrates the Christmas season while showcasing artwork by Vernon Grant, Rock Hill native and creator of the Kellogg’s® Rice Krispies Snap!® Crackle!® Pop!® characters. Through the summer Rock Hill’s newest attraction, the multimillion dollar fountain park is host to food truck Fridays where the best food trucks in the area, local breweries and live bands give the crowds something to eat and drink while enjoying music in an outdoor setting.

#8 Climate in Rock Hill and Fort Mill

Centrally located between the Mountains and the beach, the Rock Hill / Fort Mill area offers a climate where winters are shorter than the north and summers aren’t as hot as the west.

#7 Outdoor Recreation in Rock Hill and Fort Mill

The city of Rock Hill has invested millions toward outdoor recreation. From Manchester Meadows soccer park to the state of the art BMX track, Rock Hill has something for everyone. Rock Hill takes great advantage of the Catawba river that runs through the heart of it by building parks and greenways right by the shores of the river. Miles and miles of walking trails are available to you in River Park and Riverwalk, most of which are water front.

#6 Watersports / Waterfront Dining / Waterfront Property in the greater Charlotte region

Rock Hill is in close proximity to the National Whitewater Center in Gastonia North Carolina where you can take part in everything from rock walls and canoeing to high risk activities like rapids and kayaking. If you’d rather be on the water than in the water, Rock Hill and the surrounding areas have many homes and dining selections with breathtaking waterfront views.

#5 Proximity to Charlotte

The first town you hit headed south out of Charlotte over the border in South Carolina is Fort Mill. Fort Mill is steeped in history. It was once a thriving mill town with Springs industries at its heart. Unlike other mill towns in the south, Fort Mill, because of its proximity to Charlotte and Interstate 77 has transformed itself into one of the most sought after addresses in all of the south. Communities like Baxter and Springfield are convenient to I77 and a short fifteen minute drive to Charlotte. Further down I77 you have Rock Hill from exits 82 to exit 79. Like Fort Mill, Rock Hill is a thriving former mill town with big city amenities and a small town feel.

#4 Economic Stability of the greater Charlotte region

The Charlotte Real Estate market as a whole was the last market to feel the effects of the housing crisis of 2008 and one of the first markets to come out of the downturn. Economic stability of the region came from very little speculation in the Real Estate market. When people bought Real Estate in Rock Hill and Fort Mill it was generally as a long term investment. The roots in this market run deep. This fact alone helped buoy the area during the 2008 recession. Many of the economic engines drive the region from Charlotte Douglas International airport to Rock Hill’s proximity to major interstates. East to West, Interstate 85 connects Atlanta to Raleigh and running north to south, Interstate 77 begins in Columbia SC and goes right through the heart of Charlotte, NC and beyond. These roads and international airport drive much of the economic activity in the area.

#3 Space to spread out in Rock Hill, Fort Mill, York and Clover

If you want to build a home on a large tract of land you can still do that in Rock Hill. Even in Fort Mill, that’s more densely populated, lot sizes are larger than you see in Charlotte.

#2 Taxes in York county are lower than Charlotte, NC

Property taxes in South Carolina for owner occupants are 4%, while the tax rate for investors is 6%. These low property tax rates have been a boon for the real estate market in Fort Mill.

#1 Schools in Fort Mill are known for being great!

Niche.com explores the best school districts in your area based on statistics, student and parent reviews, and expert insights. They Rank using factors including state test scores, college readiness, graduation rates, SAT/ACT scores, teacher quality, student and parent reviews, and more. They rated Fort Mill schools the #1 school district in South Carolina for 2016!

Secrets the rich use to get richer that they don’t want you to know about

The rich invest in real estate, but not how you would think

   Most know that if you live in your primary residence two out of five years and sell your home, the profits, up to $250,000 are tax free. This is how most use real estate as an investment since real estate, on average, appreciates at roughly 3.5% annually. While better than a CD or savings account, the rich have another strategy they don’t want you to know about.

   Before we go on, none of us here are financial advisors, lawyers or tax advisors, nor do we play one on TV, so before making an investment in real estate seek advice from professionals in their respective fields. While we aren’t experts in those areas, we are experts in real estate, especially the Rock Hill and Fort Mill markets and if you want to take advantage of what you’re about to learn, please reach out to us.

   In 1997 the Roth IRA was established by the Taxpayer relief act. Ultimately, a Roth IRA allows you to put earned income into an investment and not pay taxes on the capital gains. The thought being you already paid taxes on the income, unlike a 401k or traditional IRA where you pay into them pretax. One thing most people don’t know about a Roth IRA is you can self-direct it. Another aspect that isn’t widely known is that a self-directed Roth IRA can hold assets such as real estate. There are specifics to this type of investment such as having to purchase property out of the funds in the account, expenses having to be paid out of the account and all profits having to roll back into the Roth IRA, but you really need to sit down with a tax advisor for more details.

   Here’s how the scenario plays out: you set up a self-directed IRA and put $60,000 cash in it. You find a duplex for $40,000 and purchase it. All of your closing costs, expenses, inspections and the like must be paid for with funds from the self-directed IRA. At the end of the day, after making some upgrades and repairs, you have $50,000 invested in your new rental property. Once you start renting it out for $500 per side, since it’s a duplex, you have to deposit all earnings from the property back into your self-directed IRA. In just over four years, your initial $50,000 is back in your account. You take this $50,000 and do it all over again. Keep in mind you left a $10,000 dollar cushion from your initial investment for repairs and emergencies. When you’re ready to retire, sell every property you’ve acquired, absolutely tax free. This my friends is how the rich get richer.